Is it easier to get a mortgage through a mortgage broker or a bank? This article examines what each does, the pros and cons of each route and which is the best option for you when looking to get a mortgage. Mortgage broker v lending institution – what’s the difference? A mortgage broker brings together
These are the most common questions we get asked when it comes to the mortgage deposit. What level of deposit needs to be shown? Minimum 10% of the purchase price for a first-time buyer (for others, normally 20%) Legal fees (these can vary) Stamp Duty (1% of the purchase price) How much deposit do I
Managing your bank account in the run up to your mortgage application just makes sense. You need to be confident that your bank account is going to withstand the scrutiny of the lender. So here are some tips to follow to ensure you don’t trip yourself up with some of the basics. Maintain a credit
Mortgage documentation is your biggest contribution in the initial stages of the application process, but it’s not too difficult to get through it. Our main message to you is to ensure that you put the time in to it and get it right first time. Follow the checklist you are provided by your Mortgage Advisor