The success of your mortgage application can be affected by how you handle your credit card and/or an approved overdraft facility. Here’s how to manage them so you don’t get tripped up. Firstly, there is nothing wrong with having a credit card or an approved overdraft facility. In fact, these can be really handy and,
The following are the most common questions we get asked by First-Time Buyers about the mortgage deposit. What level of deposit does a First-Time Buyer need to show? Minimum 10% of the purchase price Legal fees (these can vary) Stamp Duty (1% of the purchase price) How much deposit do I need before applying for
The area of house purchase costs is one where there is probably an under supply of accurate detail out there. Here is a breakdown of costs you can expect on a home purchase based on a €400,000 house (although you should be able to establish the costs based on any purchase value from the below).